CHU Contents Insurance for strata

Lounge room covered by contents insurance for strata

CHU Contents Insurance for strata is insurance cover for household and personal possessions such as clothing, jewellery, furniture, TV, computers, internal carpets, blinds and electrical appliances belonging to yourself and your family members.
It is important as it covers the financial cost of repairing or replacing your household and personal possessions in the event of loss or damage.

Important Documents

Please read our Product Disclosure Statement (PDS) for detailed coverage Contents Insurance policy. The Contents Insurance Flyer provides an overview of what is Contents Insurance and why it is reccomended you take up coverage when living in a strata property.

Download the Contents Insurance PDS and Policy Wording
Download the Contents Insurance Key Fact Sheet
Download the Contents Insurance Flyer

Why Choose CHU Contents Insurance for strata

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    Your Excess Waived

    If you & your Body Corporate both make an admitted claim for the same event and they have a CHU Residential Strata Policy and the value of your contents claim exceed the amount of your excess.

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    Speedy repairs

    If your property incurs damage in conjunction with building damage it will be repaired quicker with initial building repairs.

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    Online 24/7

    CHU Contents Insurance can be purchased quickly and easily, online 24/7.

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    Easy Claims with Fix It

    The CHUniverse app and Fix It allows you tosubmit a claim in a few taps of your finger.

Frequently Asked Questions

CHU Contents insurance for strata is insurance cover for household and personal possessions such as clothing, jewellery, furniture, TV, computers, internal carpets, blinds and electrical appliances belonging to yourself and your family members. It is important as it covers the financial cost of repairing or replacing your household and personal possessions in the event of loss or damage.
Yes, Residential Strata Insurance only provides general insurance cover for the building, common/shared property and common/ shared contents. The cover provided by the Strata Building policy ends when you cross the threshold of your individual property. A separate Contents Insurance policy is required to protect your personal belongings.
A strata scheme is a building or collection of buildings that has been divided into ‘lots’ and common property. Lots are individual units, flats, apartments, townhouses, villas or duplexes. Common Property is the shared items in scheme such as common stairwells, driveways, visitor parking, roofs, gardens, lifts, gyms, pool etc. Strata living can provide a friendly community-style environment but differs from living in a freestanding house.
Yes, CHU is rewarding your life experience with a seniors discount. For seniors from the age of 50+ you are eligible for up to a 10-15% seniors discount off the Standards benefits section of your policy (excludes Legal Liability, Flood and Specified Valuables). Additionally retirees receive a 7.5% discount.
To submit a claim download the CHU’s free and simple to use CHUniverse app.
Within the app Fix It allows you to quickly and easily submit a claim with a few taps of your finger.

Simply
1. Download the CHUniverse App

2. Select “Fix It””
3. Enter the date and location it occured
4. Snap a few photos or upload them from your gallery
5. Tell us a breif description of what happened
6. Then hit submit! Its that simple

  • Your policy number
  • Details about what happened
  • Any photos or documents related to claim
  • Details of any other people involved