CHU Landlords Insurance for strata

Signing a Contract for Landlords insurance for strata

CHU Landlords insurance is insurance for strata property owners who are renting out a unit/apartment to tenants. It is important as it provides cover for accidental loss or damage to contents in your unit from events such as fire, flood or storms. It covers items such as carpets, light fittings, curtains, blinds and washing machines as well as loss of rent if the unit is unfit to be occupied. Additionally, it covers you and your investment property for malicious damage to contents/buildings caused by tenants and/or their guests. It also covers you if your tenant fails to pay rent.

Important Documents

Please read our Product Disclosure Statement (PDS) for detailed coverage information about the CHU Landlords Insurance policy. The Landlords Insurance Flyer provides an overview of what is Landlords Insurance and why it is reccomended you take up coverage when living in a strata property.

Download the Landlords Insurance PDS and Policy Wording
Download the Landlords Insurance Flyer

Why Choose CHU Landlords Insurance for strata

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    Your Excess Waived

    If you & your Body Corporate both make an admitted claim for the same event and they have a CHU Residential Strata Policy.

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    Speedy repairs

    your property incurs damage inconjunction with building damage it will berepaired quicker with initial building repairs.

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    Online 24/7

    CHU Landlords Insurance can be purchasedquickly and easily, online 24/7.

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    Easy Claims with Fix It

    The CHUniverse app and Fix It allows you tosubmit a claim in a few taps of your finger.

Frequently Asked Questions

It’s insurance cover for strata property owners who are renting out a unit/apartment to tenants. It is important as it provides cover for accidental loss or damage to contents in your unit from events such as fire, flood or storms. It covers items such as carpets, light fixtures, built-in wardrobes and kitchen cupboards as well as loss of rent if the unit is unfit to be occupied. Additionally, it covers you and your investment property for malicious damage to contents/buildings caused by tenants and/or their guests. It also covers you if your tenant fails to pay rent.
Yes, Residential Strata Insurance only provides general
insurance cover for the building, common/shared property
and common/shared contents. The cover provided by the
Strata Building policy ends when you cross the threshold of
your individual property. Landlords Insurance protects you for
tenant related loss/damage inside your property.
A strata scheme is a building or collection of buildings that has been divided into ‘lots’ and common property. Lots are individual units, flats, apartments, townhouses, villas or duplexes. Common Property is the shared items in scheme such as common stairwells, driveways, visitor parking, roofs, gardens, lifts, gyms, pool etc. Strata living can provide a friendly community-style environment but differs from living in a freestanding house.
To submit a claim download the CHU’s free and simple to use CHUniverse app.
Within the app Fix It allows you to quickly and easily submit a claim with a few taps of your finger.

Simply
1. Download the CHUniverse App

2. Select “Fix It””
3. Enter the date and location it occured
4. Snap a few photos or upload them from your gallery
5. Tell us a breif description of what happened
6. Then hit submit! Its that simple

  • Your policy number
  • Details about what happened
  • Any photos or documents related to claim
  • Details of any other people involved