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Why Choose CHU?

CHU is one of Australia's largest and most awarded insurance underwriting agencies.
CHU's difference is that it offers comprehensive insurance, so you don’t need to purchase ‘optional extras’. CHU specialises in providing comprehensive insurance for strata properties like apartments, units, villas and townhouses.

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Multi Award Winning

Awards include back to back winners of the Underwriting Agency of the Year Award 2017 – 2018 and Insurance Business Gold Award winner 2016 – 2018.

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Almost 1 million properties protected

We are strata specialists, organising the insurance for almost 1 million apartments, units and townhouses across Australia.

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24/7 Claims Process and Emergency Hotline

When you need help the most CHU’s claim process strives to be quick and accessible. Over 40% of claims are processed in under 24 hours.

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A Long and Progressive History

CHU arranged the first residential strata plan insurance in Australia over 40 years ago and now offers a wide range of insurance.


CHU are multi-award winners: back to back winners of the Underwriting Agency of the Year Award 2017 – 2018 and Insurance Business Gold Award winner 2016 – 2018.

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Insurance Products offered by CHU

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Landlord insurance

Save 20%*

Tax deductable

Loss of rent

Flood cover

$30m Legal Liability

Theft and malicious damage by tenant

21 day cooling off period with $0 cancellation fee

Motor burnout

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Contents insurance

Save 20%*

New for old replacement

Portable contents

Flood cover

$30m Legal Liability

Accidental and malicious damage

21 day cooling off period with $0 cancellation fee

Protection from fire, explosions, storms, earthquakes, theft and water.

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Travel insurance

New Product

Earn Qantas Frequent Flyer points

Accompanying children under 25 years at no additional cost

24 X 7 Emergency Assistance

Travel alerts

Quick and simple claims processing

4 different travel insurances to choose from

Specialists in Strata

CHU is the largest protector of residential, commercial and community association buildings in Australia. When your building is underwritten by CHU your covered you have the support of a national network of specialist with 24/7 online claims service and emergency assistance.

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Residential Strata

Trust Australia’s first, and largest strata insurance specialist to arrange insurance for your residential strata title building and common areas including driveways and pools

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Commercial Strata

CHU offers commercial strata insurance to protect your commercial strata title building and common areas events including theft, fire, malicious damage and storms

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Community Association

CHU also offers community association insurance to protect the common areas and property of an association while also providing liability cover for various risks.