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Residential Strata Insurance Plan

Cover for residential strata

Strata insurance is compulsory for residential buildings and common areas to cover theft, storm, water damage and fire as well as legal liability.

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Australia’s first and and one of the largest residential strata specialist

CHU created the very first strata plan insurance policy in Australia and started trading in Sydney in 1978. CHU has grown to become one of Australia’s largest strata insurance specialists, arranging insurance for more than 100,000 strata buildings. This was recognised with CHU winning the ANZIIF Underwriting Agency of the Year Award in 2017 and 2018  which commends demonstration of excellent technical skills, strong underwriting results and outstanding client service.

What is strata insurance? 

Residential Strata Insurance Plan

It is mandatory for strata title properties to hold residential strata insurance across Australia.

While each state and territory has different legislative requirements, it’s designed to cover common areas as defined on the property’s title including common property such as lawns, driveways, lifts and pools from events such as theft, storm, water, fire and malicious or accidental damage.

Strata insurance must also provide liability cover in the event of personal injury in connection with the insured property.

Your CHU Residential Strata Insurance Plan quote covers:

Icon Cover for your building and common area contents
Cover for your building and common area contents
Icon Emergency and temporary protection
Emergency and temporary protection
Icon Legal liability
Legal liability
Icon loss of rent
Temporary accommodation and rent
Icon Removal and storage
Removal and storage of contents due to damage to property
Icon Office bearers legal liability
Office bearers' legal liability - optional

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Why choose CHU?

residential insurance apartment exterior
Almost 1 million properties protected
Emergency assistance
24/7 Claims Process and Emergency Hotline
certificate of currency v3
Over 40 years of insurance expertise

Important documents

Name Link

PDS and policy wording for policies effective 1 January 2022
Our policy encompasses additional and increased benefits over the minimum required by law.

 Download

PDS and policy wording for policies effective 1 May 2021
Our policy encompasses additional and increased benefits over the minimum required by law.

 Download

PDS and policy wording for policies effective 1 June 2019
Our policy encompasses additional and increased benefits over the minimum required by law.

 Download

Target Market Determination (TMD)
Target Market Determination is a document that describes who the product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

  Download

Summary of key changes
Outlines key policy changes, and should be read in conjunction with latest Product Disclosure Statement and Policy Wording.

 Download

PDF Quote Form 
Download and complete a pdf quote form

 Download

CHU and Flex Insurance Comparison Flyer

 Download

Workers Compensation Wages Declaration Form (Applicable in WA, TAS and ACT only)

 Download

    

Award winning
CHU AwardStrip 1150x150 desktop CHU AwardStrip 600x260 mobile

CHU Underwriting Agencies Pty Ltd (ABN 18 001 580 070, AFS Licence No: 243261) acts under a binding authority as agent of the insurer QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFS Licence No: 239545).

Terms, conditions, limits and exclusions apply to the products referred to above. Any advice on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Before making a decision to acquire any product(s) or to continue to hold any product we recommend that you consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement (‘PDS’), Financial Services Guide (‘FSG’), and the Target Market Determination (‘TMD’) which can be viewed on this website or obtained by contacting CHU directly.

Copyright © 2021 CHU Underwriting Agencies Pty Ltd

CHU Underwriting Agencies is a wholly owned subsidiary of Steadfast Group Ltd (ABN 98 073 659 677) (‘SGL’). SGL may receive a professional services fee (PSF) from insurers, premium funders and underwriting agencies such as CHU Underwriting Agencies (Partner) for access to regulatory and compliance support; marketing and communications; data insights; and access to technology platforms. The PSF is an agreed amount between SGL and the relevant Partner, usually annually. The PSF is not determined by the volume of the business that the Steadfast Network brokers place, nor is the amount of the PSF known to the Steadfast Network Brokers, so it is not able to influence recommendations to their clients. CHU Underwriting Agencies may have access to shared services from SGL, including: compliance tools; procedures; manuals and training; legal; HR banking; and group purchasing arrangements. These services are funded by SGL, subsidised by SGL or SGL receives a fee for them. SGL’s FSG is available at www.steadfast.com.au or on request by telephoning SGL’s Company Secretary on +61 2 9495 6500.

The CHU website has been translated for your convenience using translation software powered by Weglot (https://weglot.com/). Reasonable efforts have been made to provide an accurate translation, however, no automated translation is perfect nor is it intended to replace human translators. Translations are provided as a service to users of the CHU website, and are provided "as is." No warranty of any kind, either expressed or implied, is made as to the accuracy, reliability, or correctness of any translations made from English into any other language.