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Community Association Insurance for Lot Owners’ Homes

Community association insurance for lot owners’ homes protects individual homes that are part of a community association scheme from accidental loss or damage and also offers cover for legal liability and machinery breakdown.

Get a free quote For Community Association Insurance Plan

Your Community Association Insurance for Lot Owners' Homes quote covers:

  • Temporary accommodation or rent: Cost of temporary accommodation covered if your home is unfit to be occupied as intended due to a catastrophe, loss or damage to your home
  • Temporary protection and safety: We will pay the reasonable cost of temporary protection and safety of your home and resident persons due to loss or damage to your home
  • Catastrophe insurance: Insurance against the escalation in the cost of replacement of your home if it is destroyed or declared a constructive total loss due to a catastrophe
  • Keys and lock replacement: Up to $5,000 for the reasonable costs incurred in re-keying / re-coding locks and replacing keys if they are stolen due to forcible entry
  • Removal and storage: Cost of removing, storing, return or insuring any undamaged portion of your home to the nearest place of safe keeping
  • Liability to others: Protection if you become legally responsible to pay compensation for personal injury or property damage in connection with the ownership of your home
  • Professional fees and removal of debris: We cover the cost of architects, surveyors and other professional fees as well as removal of debris arising from accidental loss or damage to your home
  • Electric motors: Cost of repairing or replacing an electric motor which has been burnt out by electric current

Get a free quote For Community Association Insurance Plan

Why Choose CHU?

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Multi award winning
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Almost 1 million properties protected
Emergency assistance
24/7 Claims Process and Emergency Hotline
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Over 40 years of insurance expertise

Important documents

Name Link

PDS policy 10  lot owners homes policy
Information contained in Policy 10 Lot Owners Homes brochure is a standalone version of Policy 10 of the Community Association Insurance Plan.

Download

PDS policy 11 lot owners homes commercial buildings policy wording
Information contained in Policy 11 Commercial Buildings brochure is a standalone version of Policy 11 of the Community Association Insurance Plan.

Download 

CA Policy Benefits and proposal
Policy benefits and proposal form for lot owners and commercial buildings.

Download

Quote form
Complete a quote form for Policy 10- Lot Owners Homes or Policy 11-Lot Owners Commercial Buildings.

Download